Being a long term fan, and implementer, of personal goals, I tend to look on New Year’s Eve in the same way as heavy drinkers do: it’s “amateur night”. Resultantly, I like the reminder, but I tend not to sit down and right out objectives for the year ahead, so I’ve pretty much none to review from January 2017.
This year, however, knowing the power of the discipline, and turning 55 in November, there’s a dangerous goal that I could write at the start of this year, namely, “This year, in November, 2018, I will retire from work for good”. That’s because I can access my pensions in that month and that income can replace the current wage I receive from employment.
Eek! Should I do it? Should I commit? As some of you may know, I went this route before and ended up kicking off this blog by writing a post about the Top Ten Downsides of Early Retirement as I realised retirement wasn’t quite working out what I expected it to be. Since then I’ve reflected that maybe it was because I didn’t mentally commit to the idea and couldn’t quite believe it myself. Never work again? That wasn’t me, was it? I’d worked for almost thirty years and enjoyed most of them. What would I do now?
Despite philosophical kickings from Ermine about getting my head into the right place, I couldn’t do it – I felt I wanted to work, even if I didn’t need to (something I was always questioning anyway when it came to the financial side of the equation) and, eventually, back to work I went.
I haven’t regretted the decision, although I have regretted that I realised a goal only to discover that I hadn’t really prepared for it. Not that this seems realisation seems to have changed my behaviour to date – no new “hobbies” started, no new social structures created, the garden lies untouched, I will never stand in on lead guitar for Kirk Hammett in Metallica, no book written, no classic motorbike repaired and rebuilt, no marathons run, no flying lessons taken. I’m almost proud of all the things I haven’t achieved.
One of the truest things I think I read about retirement stated that if you weren’t doing something before retirement, then you won’t be doing it afterward either. Clearly that applied to me, so the idea was, and is, to start doing some new things today, while still at work, and then I can find out what I might like to do with my time when I have plenty more of it.
New Year Resolutions provide the ideal time to start this stuff, but I can’t answer the major question I ask myself over making them: Why? I’m happy right now with my life as it is. What’s missing that I can’t actually take steps to resolve if I really want to? I mean, I could go and build a train set like Rod Stewart to occupy my quiet hours, but I don’t have many quiet hours. Perhaps this is because I’m still working, but then I could reframe that to state that one of my major hobbies is my work – after all, I’m choosing to do it. What’s a hobby if it’s not something that interests you, entertains you, keeps you occupied, keeps you socially connected, teaches you new skills and pleasantly fills boring Tuesday afternoons when otherwise you really would be bored?
And I get paid for it. (Let’s hear it for working, maybe that’s my New Year Resolution!)
I probably will make some pledges to myself that I will follow through on, but I suspect they will pertain to things that I already am doing. I’ll tweak some of the things I’m already working on. Some of them might be connected to my work too, because I know how useful it can be to set yourself goals in this area. I know I’ll continue to ask myself that retirement question too, however, and I hope that the irritation I feel in asking it will help me to decide what to do.